Checklists and Workflows

Social Security and Government Pension Offset

By Admin | January 14, 2021

If you are receiving a Government Pension and a Social Security benefit based on your spouse or ex-spouse’s work history, you may be impacted by...

Checklists and Workflows

529 Plan Distributions and Tax Implications

By Admin | January 14, 2021

Investing in a 529 plan can be an effective strategy to save for college. However, some situations around 529 plan distributions may have tax implications. ...

Checklists and Workflows

Should I Contribute To My Roth IRA or My Traditional IRA?

By Admin | January 14, 2021

When saving for retirement,  you may be trying to decide which should you contribute to, your Roth IRA or your traditional IRA?  There are several...

Checklists and Workflows

Will A Distribution From My Traditional IRA Be Penalty-Free?

By Admin | December 16, 2020

There are unique circumstances that could impact if a distribution from a Traditional IRA will be tax or penalty-free. Because these exceptions rarely come up,...

Checklists and Workflows

Reviewing Your Investments

By Admin | December 16, 2020

Reviewing your investments is a critical part of the financial planning process. Especially during times of uncertainty and volatility, a portfolio review can help evaluate...

Checklists and Workflows

Will I Receive A Step-up In Basis For This Gifted Property?

By Admin | December 10, 2020

In most cases, there is no step-up in basis for gifted property. However, there are a few exceptions to the rule.  This flowchart addresses some...

Checklists and Workflows

Retirement Plan Contributions and QBI Deduction Rules

By Admin | December 10, 2020

The QBI deduction rules can be complicated.  One planning issue to consider is how the QBI deduction rules effect retirement plan contributions.  This could impact...

Checklists and Workflows

Options for Inherited Traditional IRA

By Admin | December 10, 2020

There a few options to consider if you have inherited a traditional IRA from your deceased spouse.  Choosing the best option for your situation will...

Checklists and Workflows

IRMAA Surcharges On Medicare Part B and Part D

By Admin | December 09, 2020

Planning around IRMAA (Income-Related Monthly Adjustment Amount) surcharges on Medicare Part B and D is important, especially as the Medicare premium increase amount has grown....

Checklists and Workflows

Tax Implications on Sale of Investments

By Admin | December 09, 2020

Determining tax implications on the sale of investments can be complicated. There are several questions to answer to help ensure that the tax liability is...

Checklists and Workflows

Will a Distribution From My Roth IRA Be Taxed?

By Admin | December 09, 2020

There are several unique circumstances that will result in a distribution from a Roth IRA being taxed or penalized.  Even though these situations are rare,...

Checklists and Workflows

Cybercrime Protection Self-Assessment

By Admin | December 07, 2020

In 2019, cyber crimes cost over $13 billion in losses in the United States. Are you concerned about your own risk? Download our self-assessment to...

Checklists and Workflows

Will I Receive A Step-Up In Basis For This Inherited Property?

By Admin | December 04, 2020

Typically, there is a step-up in basis when property is transferred from a decedent. However, there are a few exceptions and distinct situations to keep...

Checklists and Workflows

Can I Make a Mega Backdoor Roth IRA Contribution?

By Admin | December 03, 2020

In certain situations, you may be able to make a Mega Backdoor Roth IRA contribution.  However, the rules are very restrictive and prohibitive for most,...

Checklists and Workflows

Will I Have To Pay Taxes On My Qualified ESPP?

By Admin | December 03, 2020

The tax impact upon the sale of shares within an ESPP, or Employee Stock Purchase Plan, varies based on several factors. This flowchart will guide...

Checklists and Workflows

Account Options for Savings

By Admin | December 03, 2020

There are many account options to consider when wanting to save for the future.  To help identify the different account types, this checklist provides a...

Checklists and Workflows

Can I Do a Qualified Charitable Distribution From My IRA?

By Admin | December 02, 2020

If you are age 70.5 or older, you may benefit from making a Qualified Charitable Distribution from your IRA (excluding Roth IRAs).  This is a...

Checklists and Workflows

Am I Eligible For a Qualified Business Income (QBI) Deduction?

By Admin | December 02, 2020

Determining eligibility for the Qualified Business Income (QBI) deduction can difficult to navigate.  There are several factors and issues that business owners must consider.  To...

Checklists and Workflows

Can I Do a Net Unrealized Appreciation Distribution?

By Admin | December 02, 2020

If you own employer-issued stock in a 401(k) plan, you may benefit from favorable tax treatment under the Net Unrealized Appreciation rules. But, to qualify...

Checklists and Workflows

Important Numbers 2021

By Admin | December 01, 2020

When it comes to financial planning for the new year, there are a lot of important numbers to keep in mind. This quick reference guide...

Checklists and Workflows

Documents to Keep on File

By Admin | November 20, 2020

It is important to keep certain documents on file in case you may need them in the future. However, it can be confusing knowing which...

Checklists and Workflows

Starting a New Business

By Admin | November 19, 2020

Before starting a new business, it is important to identify issues that are likely to arise. This will help spot planning opportunities, minimize complications, as...

Checklists and Workflows

Year-End Financial Checklist

By Admin | November 19, 2020

As the year comes to an end, it is a good time to review your financial plan. By doing so, this will help ensure you...

Checklists and Workflows

Important Numbers 2020

By Admin | November 01, 2020

When it comes to financial planning, there are a lot of important numbers to keep in mind for each year.  This quick reference guide covers...

Checklists and Workflows

Can I Make a Deductible IRA Contribution?

By Admin | October 22, 2020

Do you need to know if you are eligible to make a deductible IRA contribution?  There are several factors to consider when determining eligibility, as...

Checklists and Workflows

Income-Driven Repayment Plan for Federal Student Loans

By Admin | October 22, 2020

One option for paying back your Federal student loan is an Income-Driven Repayment Plan, or an IDR Plan.  With this plan, your monthly payment is...

Checklists and Workflows

Emergency Relief Options During Coronavirus Pandemic

By Admin | October 21, 2020

There are several emergency relief options available during the Coronavirus pandemic. This checklist covers available options, such as the Cares Act, IRS changes, Executives orders...

Checklists and Workflows

Reviewing Property and Casualty Insurance Policies

By Admin | October 21, 2020

Reviewing your property and casualty insurance policies each year is an important part of your overall financial plan.  By doing so, this will ensure you...

Checklists and Workflows

Financial Planning When Having Children

By Admin | October 21, 2020

Financial planning is important when having children or adopting a child.  While a growing family is one of the greatest joys, it also brings about...

Checklists and Workflows

Should I Set Up a Traditional 401(k) For My Business?

By Admin | October 21, 2020

Should I set up a traditional 401(k) for my business? Business owners may have other options for retirement plans for their business besides the traditional...

Checklists and Workflows

Healthcare in Retirement

By Admin | October 21, 2020

There are many situations that may effect your choices for healthcare when entering retirement. To help make it easier to understand, this flowchart addresses common...

Checklists and Workflows

Can I Make a Deductible Contribution to My HSA?

By Admin | October 15, 2020

Do you need to know if you can make a deductible contribution to your HSA?  Usually the rules for HSA contributions are straightforward.  However, it...

Checklists and Workflows

Funding Your Child’s College Education

By Admin | October 15, 2020

There are several issues to consider when deciding on funding your child's college education.  To help with the planning, you can use this checklist that...

Checklists and Workflows

Will I Avoid Medicare Enrollment Penalties?

By Admin | October 15, 2020

In order to avoid Medicare enrollment penalties, it is important to understand the enrollment rules and options.  To help with the process, this flowchart guides...

Checklists and Workflows

Financial Planning for Terminal Illness Diagnosis

By Admin | October 15, 2020

Financial planning for a terminal illness diagnosis of a spouse is an important task.  Planning ahead for this unique circumstance can help ease the burdens...

Checklists and Workflows

Can I Delay Taking My RMDs?

By Admin | October 14, 2020

Wondering if you can delay taking your RMDs after you reach your required date?  RMD rules and requirements are often complicated and hard to understand....

Checklists and Workflows

Financial Planning When Getting Married

By Admin | October 13, 2020

There are important financial planning issues to consider when getting married or remarried. Marriage can change a new couple's financial situation.  Planning ahead can make...

Checklists and Workflows

Financial Planning for a Job Promotion or Raise

By Admin | October 08, 2020

When you receive a job promotion or raise, there are a number of changes that will impact your financial planning.  Some of the changes to...

Checklists and Workflows

Social Security WEP

By Admin | October 08, 2020

If you expect to receive a Social Security retirement benefit and a government pension, your Social Security benefit may be reduced. This reduction is due...

Checklists and Workflows

HSA Distribution Considerations

By Admin | October 08, 2020

An HSA is one of the most tax-efficient savings accounts available. The rules for HSA distributions are typically straightforward, however there are several factors to...

Checklists and Workflows

Can I Make a Backdoor Roth IRA Contribution?

By Admin | October 08, 2020

Can I make a Backdoor Roth IRA contribution?  There are income limits that will restrict you from making a regular Roth IRA contribution. But, there...

Checklists and Workflows

Student Loan Repayment Planning

By Admin | October 02, 2020

There are many factors to consider when planning your student loan repayment.  Some decisions to make include repayment plan options, deciding to refinance, or even...

Checklists and Workflows

Financial Checklist for Buying a Home

By Admin | October 02, 2020

Buying a home will be one of the most important financial decisions you will make. Use this financial checklist for buying a home to help...

Checklists and Workflows

Will I Be Enrolled Automatically in Medicare?

By Admin | October 02, 2020

Will I be enrolled automatically in Medicare or will I have to proactively enroll?  The answer to this common question depends on each person's situation....

Checklists and Workflows

Financial Planning for a Job Loss

By Admin | October 02, 2020

In today's uncertain economy and crisis, job loss has become increasingly common.  Financial planning for a possible job loss can help make the disruption in...

Checklists and Workflows

Will My Social Security Benefits Be Reduced?

By Admin | September 29, 2020

Wondering if your social security benefits will be reduced?  Claiming social security benefits can be complicated to understand, as there are many rules and issues...

Checklists and Workflows

Medicare Eligibility: Part A and B

By Admin | September 24, 2020

Each person will have unique circumstances that will determine their eligibility for Medicare Part A and B. This flowchart addresses some of the most common...

Checklists and Workflows

New Job Financial Planning

By Admin | September 24, 2020

Starting a new job involves a lot of changes that may impact your financial situation and planning. This checklist will guide you through different issues,...

Checklists and Workflows

Planning Issues to Consider During a Divorce

By Admin | September 24, 2020

There are many planning issues to identify and consider during a divorce. This checklist contains 26 items to take into consideration to help guide you...

Checklists and Workflows

Health Insurance for Early Retirement

By Admin | September 24, 2020

Health insurance is often a main concern for those who are considering early retirement.  Weighing all the options for health insurance can be overwhelming and...

Checklists and Workflows

Reviewing Health and Life Insurance Policies

By Admin | September 18, 2020

Reviewing your health and life insurance policies each year is an important part of your overall financial plan.  This will ensure you always have the...

Checklists and Workflows

Planning after the Loss of a Spouse

By Admin | September 18, 2020

Planning after the loss of a spouse can be overwhelming.  There are many matters to consider after losing a loved one, such as cash flow...

Checklists and Workflows

Am I Eligible for Social Security Benefits as a Surviving Spouse?

By Admin | September 18, 2020

As a surviving spouse, you may be eligible for social security benefits. However, there are several important issues that must be considered before you file...

Checklists and Workflows

What Issues Should I Consider During a Recession or Market Correction?

By Admin | September 18, 2020

Wondering what issues you should consider during a recession or market correction?  This checklist includes many of the items you may need to address and...

Checklists and Workflows

What Issues Should I Consider Before I Retire?

By Admin | September 18, 2020

Are you planning to retire soon? There are many issues you should consider to ensure you are able to get the most out of your...

Checklists and Workflows

Issues to Consider With the Loss of a Parent

By Admin | September 18, 2020

There are many issues to consider after the loss of a parent. Dealing with the loss alone is difficult. In addition, there are also financial,...

Checklists and Workflows

Will My Roth IRA Conversion Be Penalty Free?

By Admin | September 18, 2020

Wondering if your Roth IRA conversion will be penalty free?  There are different scenarios that may impact the possibility of facing a tax penalty.  The...

Checklists and Workflows

Do I Qualify For Social Security Disability Benefits?

By Admin | September 17, 2020

Wondering if you qualify for social security disability benefits? Use the flowchart provided to guide you through different scenarios to help determine if you will...

Checklists and Workflows

Should I Convert My Roth IRA?

By Admin | September 17, 2020

Wanting to know if you should convert your Roth IRA?  There are several issues for you to consider before you make your decision.  The flowchart...

Checklists and Workflows

Issues to Consider Before Closing an Estate

By Admin | September 17, 2020

There are many issues to consider before closing an estate after the loss of a loved one.  This checklist includes 24 important items and issues...

Checklists and Workflows

Should I Rollover My Dormant 401k?

By Admin | September 16, 2020

Need help deciding if you should rollover your dormant or old 401k?  Use the flowchart provided to help guide you with some common issues before...

Checklists and Workflows

Issues to Consider for Aging Parents

By Admin | September 16, 2020

There are many issues to consider when caring for and helping your aging parents.  Understanding the financial issues involved can make the situation a little...

Checklists and Workflows

Updating Your Estate Plan

By Admin | September 16, 2020

Before updating your estate plan, there are many issues you should consider.  Having an estate plan in place is a critical part of planning for...

Checklists and Workflows

Preparing for Your Annual Review Meeting

By Admin | September 16, 2020

As an existing client, there are many items for you to consider when preparing for your annual review meeting.  Having all the necessary information about...

Checklists and Workflows

New Client Checklist

By Admin | September 11, 2020

As a new client, the initial experience is very important and sets the stage for future expectations. Asking the right questions is key. We like...

Checklists and Workflows

Am I Eligible for Social Security Benefits as a Spouse?

By Admin | August 26, 2020

You may be eligible for Social Security benefits as a Spouse.  There are several factors when considering your eligibility.  Download this flowchart  to help determine...

Checklists and Workflows

Am I Eligible for Social Security If I’m Divorced?

By Admin | August 26, 2020

If you are divorced, you may still be eligible for Social Security.  Download the flowchart here to help determine if your eligibility. Please contact us...

Checklists and Workflows

Are You At Risk of Identity Theft and Fraud?

By Admin | August 26, 2020

While everyone is at risk of becoming victims of identity theft and fraud,  there are many things that you can implement to help provide more...

Checklists and Workflows

Can I make a Roth IRA Contribution?

By Admin | July 20, 2020

One of the most asked questions we answer is: "Can I make a Roth IRA Contribution?" To help answer that question, we thought you might...

Recorded Shows

1099 Forms and Tax Returns. Show #27

By Admin | February 10, 2021

In this video, we answer your most asked questions about 1099 forms and tax returns, and we go over important tax dates for you to...

Recorded Shows

GameStop: What Is Short-Selling? Show #26

By Admin | February 05, 2021

You can’t turn on the news these last few days without hearing about GameStop and some type of battle between Hedge Fund Managers and a...

Recorded Shows

Tribute to Hank Aaron. Show #25

By Admin | January 28, 2021

Watch our tribute to legendary Hank Aaron, and listen to a  story you might not have heard - about Hank's real fear while chasing Babe...

Recorded Shows

From Chaos to Clarity. Show #24

By Admin | January 14, 2021

If we could sum up year 2020 in one word, it might be chaos. From the pandemic to the election and everything in between. But...

Recorded Shows

CyberCrime Protection Tips. Show #23

By Admin | December 09, 2020

Cybercrime protection is more important than ever.  In 2019, cybercrimes cost the U.S. over $3.5 billion.  Are you at risk?  Watch now to learn tips...

Recorded Shows

Important Numbers 2021. Show #22

By Admin | December 02, 2020

Year 2021 is just around the corner!  In this recorded LIVE Show, we discuss important numbers for 2021 to plan for such as tax brackets,...

Recorded Shows

Giving Thanks. Show #21

By Admin | November 25, 2020

Year 2020 has thrown all sorts of challenges to us all – from a Pandemic to a historic stock market drop. But when all the...

Recorded Shows

Record-Setting Stock Markets. Show #20

By Admin | November 24, 2020

In this recorded Facebook LIVE show, we discuss the recent record-setting stock markets. We also cover our year- end financial checklist that will help guide...

Recorded Shows

Caring for Aging Parents: Financial Planning Checklist. Show #19

By Admin | October 28, 2020

Caring for aging parents can be stressful. However, planning ahead with financial concerns for your parents as they age will help ease the transition. Watch...

Recorded Shows

“It’s All About the Bottom line.” Show #18

By Admin | October 14, 2020

We have all heard the saying,"It's all about the bottom line".  But what does that mean exactly when it comes to your  finances?  Watch now...

Recorded Shows

How to Spot a Ponzi Scheme. Show #17

By Admin | October 07, 2020

In this recorded LIVE video, we talk about how to spot a Ponzi scheme. A Ponzi scheme is a fraudulent investing scam, and the highest...

Recorded Shows

The Perils of Market Timing. Show #16

By Admin | October 01, 2020

In this video, we discuss the perils of market timing.  The recent headlines like covid-19, vaccines, and the presidential election have all played a part...

Recorded Shows

Return to Market Volatility. Show #15

By Admin | September 23, 2020

In this video, we discuss the return to market volatility and the recent and upcoming events that impact it. Watch now to learn more! Be...

Recorded Shows

“Rob Peter to Pay Paul”. Show #14

By Admin | September 16, 2020

The old saying "rob Peter to pay Paul"  usually has a negative meaning, right? Not always! Watch our Facebook LIVE recorded show to learn when...

Recorded Shows

3 Elements of a Family Protection Plan. Show #13

By Admin | September 09, 2020

There are 3 elements of a family protection plan that you should consider when planning for your future.  Here, we discuss what those 3 elements...

Recorded Shows

Investing 101: The Basics. Show #12

By Admin | September 02, 2020

What is investing? Why should you invest? What is a stock? What are mutual funds? Learn the basics of investing and more in this video....

Recorded Shows

Financial Planning. Show #11

By Admin | August 27, 2020

The Financial Planning section is the third section in our Cornerstone Planner.  In this video we discuss how you can use this section for your...

Recorded Shows

Does your family have the information they need? Show #10

By Admin | August 21, 2020

If something happened to you, would your family have the information they need?  Do they know important phone numbers, passwords, safe box codes?  Keep everything...

Recorded Shows

Election and the Markets. Show #9

By Admin | August 04, 2020

How will the outcome of the election effect the markets? I have received a lot of questions about this topic lately. Watch now to hear...

Recorded Shows

Legacy Planning with the Brady Bunch. Show #8

By Admin | July 28, 2020

We have some fun in this video discussing the first section of our Cornerstone Planner, legacy planning, with our favorite TV family, the Brady Bunch!...

Recorded Shows

The BIG Reveal! Show #7

By Admin | July 21, 2020

This is the moment we finally were able to share our BIG news. Watch now to see the fun way we revealed this!

Recorded Shows

Great Stock Markets During a Recession. Show #6

By Admin | July 14, 2020

Do you ever wonder why the markets are doing great when the economy is not? Watch now as we discuss the disconnect between markets and...

Recorded Shows

What is “Long-Term Investing?” Show #5

By Admin | July 07, 2020

What is "Long-Term Investing?"   How many times have you heard the phrase, "investing is for the long term"?  Or: "One should only invest if...

Recorded Shows

Three Words To Consider When Investing. Show #4

By Admin | June 30, 2020

In this video, we share three words you should consider when investing.  Watch now to learn what those are and how they can help you...

Recorded Shows

Social Security, WEP & Retirement. Show #3

By Admin | June 23, 2020

Watch now for helpful information on Social Security, WEP and how it may reduce your retirement check.  This is especially beneficial for our Teachers here...

Recorded Shows

Fee Planning vs Free Planning. Show #2

By Admin | June 16, 2020

In this Facebook LIVE video, we begin to unfold  "Fee Planning vs Free Planning" and our new Cornerstone Planner.  Watch now for more information! Download...

Recorded Shows

First Facebook LIVE! Show #1

By Admin | June 09, 2020

Watch our very first Facebook LIVE broadcast as we announce a few of our new changes coming soon! Be sure to FOLLOW us on Facebook!...

Cornerstone Planner

Financial Planning. Show #11

By Admin | August 27, 2020

The Financial Planning section is the third section in our Cornerstone Planner.  In this video we discuss how you can use this section for your...

Cornerstone Planner

Does your family have the information they need? Show #10

By Admin | August 21, 2020

If something happened to you, would your family have the information they need?  Do they know important phone numbers, passwords, safe box codes?  Keep everything...

Cornerstone Planner

Legacy Planning with the Brady Bunch. Show #8

By Admin | July 28, 2020

We have some fun in this video discussing the first section of our Cornerstone Planner, legacy planning, with our favorite TV family, the Brady Bunch!...

Other Videos

Health Insurance Open Enrollment

By Admin | December 01, 2020

Now through Dec. 15th is open enrollment for health insurance. If you are self-employed or  need insurance outside of  your work, give us a call. ...

Other Videos

Roth IRA, Contribute or Convert?

By Admin | September 11, 2020

Roth IRA, contribute or convert?  A Roth IRA offers many advantages that other traditional retirement accounts do not.  Learn about the two ways to put...

Other Videos

It’s Time to Start Your Emergency Fund

By Admin | September 11, 2020

It's time to start your emergency fund. Financial upheaval can happen at anytime.  The best way to handle unexpected financial stress is to have an...

Other Videos

Creating a Simple, Effective Budget

By Admin | September 11, 2020

Creating a simple, effective budget will help give you control over your finances.  Many people tend to avoid the "B" word, budget. However, a budget...

Other Videos

What to do with an Inherited IRA

By Admin | September 11, 2020

It is important to know what to do with an inherited IRA.  If you have become the beneficiary of an IRA or another retirement account,...

Other Videos

Planning Ahead in Caring for Your Aging Parents

By Admin | September 10, 2020

Planning ahead in caring for your aging parents can help ease the way long before a crisis occurs.  Giving advise to aging parents on their...

Other Videos

5 Common Mistakes to Avoid in Retirement

By Admin | September 10, 2020

Learn now the 5 common mistakes to avoid in retirement.  You save for your retirement for decades.  Because of this, you want to be careful...

Other Videos

5 Important Medicare Facts for Pre-Retirees.

By Admin | September 10, 2020

There are 5 important medicare facts for pre-retirees you need to know as you approach age 65.   Watch now to learn what those are to...

Other Videos

Which Retirement Plan Should I Choose?

By Admin | September 10, 2020

Having a difficult time knowing which retirement plan you should choose?  Choosing your retirement plan is a great step towards financial security. There are several...

Other Videos

How to be Tax Efficient with Your Investments

By Admin | September 10, 2020

Wondering how to be tax efficient with your investments?  Although it's not possible to avoid taxes altogether, it is possible to effectively reduce taxes. And...

Other Videos

How Do You Create a Simple Retirement Income Plan?

By Admin | September 10, 2020

How do you create a simple retirement income plan?  Your retirement plan should account for every year in retirement, even past your life expectancy.  Watch...

Other Videos

Planning for Long-Term Care

By Admin | September 10, 2020

Planning for long-term care is many times, a missing link in an otherwise well-rounded financial plan.  Learn more about long-term care and why it is...

Other Videos

Planning for Future College Costs

By Admin | September 10, 2020

It is never too early to start planning for future college costs for your children.  A 529 Plan is one way to set aside funds...

Other Videos

How to Prepare for Taxes at the End of the Year

By Admin | September 10, 2020

In this video, you will learn several ways on how to prepare for taxes at the end of the year.   Tax preparation and planning at...

Other Videos

How Long Will It Take To Double Your Money?

By Admin | September 10, 2020

Wondering  how long it will take to double your money?  You can find the answer with the Rule of 72.  Using this easy formula will...

Other Videos

What Type of Insurance Should I Buy?

By Admin | September 09, 2020

Do you find yourself confused about what type of insurance you should buy?  In this video, you will learn the different types of insurance to...

Other Videos

Do You Need a Durable Power of Attorney?

By Admin | September 09, 2020

Do you need a durable power of attorney?  A durable power of attorney is different than a power of attorney.  Watch now to learn more...

Other Videos

Is Estate Planning Only For The Rich?

By Admin | September 09, 2020

Estate planning isn't only for the rich, it is a necessity for everyone.  Watch now to learn what an estate plan is, why it is...

Other Videos

Plan Now to Take Care of Your Spouse After You are Gone.

By Admin | September 08, 2020

Plan now to take care of your spouse after you are gone.  If you were to pass, would your spouse and/or your family be able...

Other Videos

How to Choose a Financial Advisor.

By Admin | September 02, 2020

Wondering how to choose a financial advisor?   You should always select someone who understands your situation and focuses on providing for your needs.  When choosing...

Other Videos

Inspirational Labor Day Music Video

By Admin | August 28, 2020

   

Other Videos

What Are Annuities and How Do They Generate Income?

By Admin | August 28, 2020

What are annuities and how do they generate income?  Annuities are both a savings and income investment that pays out over a period of time....

Other Videos

What are Required Minimum Distributions and How are They Determined?

By Admin | August 26, 2020

What are required minimum distributions and how are they determined?  Beginning at age 72,  you must begin to withdraw money from your retirement accounts every...

Other Videos

How to Strategize for Social Security Benefits.

By Admin | August 26, 2020

Many factors will determine how you strategize for your maximum Social Security benefits.  Because of this, Social Security planning is critical. Watch this video to...

Other Videos

Positive Territory

By Admin | August 06, 2020

Other Videos

Dr. John plays trombone with friends

By Admin | July 31, 2020

Since this time does not permit musicians to get together, a few of my friends and I recently recorded a fun tune: Mr. Sandman. I...

Other Videos

Are You Protecting Your Financial Accounts From Hackers?

By Admin | July 13, 2020

Identity Theft and cyber security issues are foremost on the minds of Americans.  Are you protecting your financial accounts from hackers?  Watch now and use...

Other Videos

How to Avoid an IRA Rollover Mistake

By Admin | July 12, 2020

Wondering how to avoid an IRA rollover mistake? If you are changing jobs or are retiring, you may be considering an IRA Rollover.  A wrong...

Other Videos

Fourth of July Optimism

By Admin | July 01, 2020

July 2020 Client Letter

Other Videos

Midyear Outlook 2019

By Admin | June 28, 2019

We are pleased to announce the release of the LPL Research Midyear Outlook 2019: FUNDAMENTAL: How to Focus on What Really Matters in the Markets,...

Other Videos

Tax Cut and Jobs Act

By Admin | June 28, 2019

Watch this video for a fun, yet informative look at the recent Tax Cut and Jobs Act law.

Other Videos

What is an Inherited IRA?

By Admin | June 28, 2019

Through this fun, animated video, you will learn about options regarding an IRA that you inherit from someone like a parent or other non-spouse.

Market News

February 2021 Client Letter: Stay The Course

By Admin | February 04, 2021

Dear Valued Investor, “In the short-term, the market is a popularity contest. In the long-term, the market is a weighing machine.” Warren Buffett 2021 is...

Market News

January 2021 Client Letter: 2021 Brings A Fresh Start

By Admin | January 07, 2021

Dear Valued Investor: Happy New Year! A new year offers a welcomed turn of the calendar and a fresh start. However, it’s difficult to put...

Market News

December 2020 Client Letter: Outlook for 2021

By Admin | December 03, 2020

Dear Valued Investor: As 2020 comes to a close, we are already looking forward to a new year—and to a world very different from the...

Market News

November 2020 Client Letter: Election Clarity For The Markets

By Admin | November 09, 2020

Dear Valued Investor: Former Vice President Joe Biden has been elected the 46th President of the United States, defeating President Donald Trump in a tight...

Market News

October 2020 Client Letter: Signs of Strength in the Economy

By Admin | October 06, 2020

Dear Valued Investor: Autumn has arrived, with students back in school, baseball playoffs beginning, and football in full swing. Life is trying to get back...

Market News

August 2020 Client Letter: Positive Territory

By Admin | August 06, 2020

Dear Valued Investor: The battle versus COVID-19 continues. The spread in some of the recent hotspots like California and Florida is slowing, while states in...

Market News

July 2020 Client Letter: Midyear Outlook 2020

By Admin | July 14, 2020

Dear Valued Investor: We are at the midpoint of 2020, and it would be an understatement to say it’s been a challenging year so far...

Market News

Optimism Abounds Despite March Swoon

By Admin | April 08, 2020

I want to start off this letter by saying thank you. Thank you for the continued trust you place in our practice. And thank you...

Market News

Bizarro World: Where Toilet Paper is Worth More than Oil

By Admin | March 16, 2020

When I was a kid growing up, the innocence of Saturday morning included my favorite TV show: The Superfriends. And my favorite superhero was none...

Market News

Coronavirus and Your Investment Risk

By Admin | March 12, 2020

The purpose of this message is to provide an update from Calder & Colegrove Investment Group (CCIG) in terms of our response to the Coronavirus....

Market News

Coronavirus and and the Market Correction

By Admin | February 28, 2020

The Coronavirus and How the Press LOVE to Cause a Panic From the press to the quick retreat of our stock markets this week, there’s...

Market News

Market News: A Fed Rate Cut and the Economy

By Admin | August 05, 2019

This summer has been interesting. Thus far, temperatures have been at a maximum for much of the country, while typical summer storms have been at...

Market News

Market News: Longest Economic Expansion Ever!

By Admin | July 03, 2019

Happy Birthday, United States of America! As we celebrate our nation’s birthday, U.S. leadership on the world stage remains in focus. We received good news...

Market News

Market News: Trump, the Tariff Man

By Admin | June 07, 2019

Trade tensions have interrupted an unusually calm year in U.S. stocks. In May, the S&P 500 Index fell from an April 30 record high as...

Market News

May 20, 2019 – Trade News Moves the Markets

By Admin | May 28, 2019

The Week on Wall Street Stocks fell sharply at the start of last week over trade tensions, then recovered with help from strong earnings and...

Client Letters

February 2021 Client Letter: Stay The Course

By Admin | February 04, 2021

Dear Valued Investor, “In the short-term, the market is a popularity contest. In the long-term, the market is a weighing machine.” Warren Buffett 2021 is...

Client Letters

Getting Ready for the Upcoming Tax Season

By Admin | January 13, 2021

GETTING READY FOR THE UPCOMING TAX SEASON This information is not intended to be a substitute for specific individualized tax advice. We recommend that you...

Client Letters

January 2021 Client Letter: 2021 Brings A Fresh Start

By Admin | January 07, 2021

Dear Valued Investor: Happy New Year! A new year offers a welcomed turn of the calendar and a fresh start. However, it’s difficult to put...

Client Letters

December 2020 Client Letter: Outlook for 2021

By Admin | December 03, 2020

Dear Valued Investor: As 2020 comes to a close, we are already looking forward to a new year—and to a world very different from the...

Client Letters

November 2020 Client Letter: Election Clarity For The Markets

By Admin | November 09, 2020

Dear Valued Investor: Former Vice President Joe Biden has been elected the 46th President of the United States, defeating President Donald Trump in a tight...

Client Letters

October 2020 Client Letter: Signs of Strength in the Economy

By Admin | October 06, 2020

Dear Valued Investor: Autumn has arrived, with students back in school, baseball playoffs beginning, and football in full swing. Life is trying to get back...

Client Letters

Brighthouse Change Letter

By Admin | September 09, 2020

If you have an annuity through Brigthouse (previously MetLife), you may have recently received a rather confusing letter from them. I've linked that letter here...

Client Letters

September 2020 Client Letter: Covid-19, Stock Markets, and Election Season

By Admin | September 08, 2020

September 3, 2020 Dear Valued Investor: Back to school this year will be different. On the one hand, like other years, it marks the end...

Client Letters

August 2020 Client Letter: Positive Territory

By Admin | August 06, 2020

Dear Valued Investor: The battle versus COVID-19 continues. The spread in some of the recent hotspots like California and Florida is slowing, while states in...

Client Letters

July 2020 Client Letter: Midyear Outlook 2020

By Admin | July 14, 2020

Dear Valued Investor: We are at the midpoint of 2020, and it would be an understatement to say it’s been a challenging year so far...

Client Letters

Market Gets Sick Over Coronavirus

By Admin | February 25, 2020

Monday was a tough day in the stock market, with the S&P 500 Index down more than 3% as the number of coronavirus cases reported...

Client Letters

Hines Global REIT Liquidation

By Admin | September 07, 2018

This is a good news letter regarding your investment in Hines Global REIT. Recently, you received communication from Hines regarding your REIT. But that letter,...

Education

IRS Form 1099 Timing

By Admin | February 09, 2021

If you are reading this article, congratulations! When it comes to filing tax returns, your mantra is: “Git-R-Done,” as Larry the Cable Guy likes to...

Education

Data Privacy Day

By Admin | January 28, 2021

Happy Data Privacy Day The January 28 event promotes best practices for protecting your data. Every January 28, at least 50 countries recognize Data Privacy...

Education

Getting Ready for the Upcoming Tax Season

By Admin | January 13, 2021

GETTING READY FOR THE UPCOMING TAX SEASON This information is not intended to be a substitute for specific individualized tax advice. We recommend that you...

Education

COVID-19 Data from CDC (updated daily)

By Admin | July 30, 2020

Cases by Jurisdiction Deaths by Juridiction

Education

COVID-19 Response and Protocols

By Admin | July 22, 2020

Our team has restarted in-office client meetings. And in light of the pandemic, we thought you might want to watch a video in regards to...

Education

Optimism Abounds Despite March Swoon

By Admin | April 08, 2020

I want to start off this letter by saying thank you. Thank you for the continued trust you place in our practice. And thank you...

Education

Bizarro World: Where Toilet Paper is Worth More than Oil

By Admin | March 16, 2020

When I was a kid growing up, the innocence of Saturday morning included my favorite TV show: The Superfriends. And my favorite superhero was none...

Education

Coronavirus and and the Market Correction

By Admin | February 28, 2020

The Coronavirus and How the Press LOVE to Cause a Panic From the press to the quick retreat of our stock markets this week, there’s...

Education

Market Gets Sick Over Coronavirus

By Admin | February 25, 2020

Monday was a tough day in the stock market, with the S&P 500 Index down more than 3% as the number of coronavirus cases reported...

Education

TRS of Georgia and Social Security: The Good, the Bad, and the Ugly

By Admin | January 31, 2020

As a former teacher, I’m honored to have the opportunity to serve many teachers as clients. From public school teachers, to private school teachers, and...

Education

What is a Fixed Annuity?

By Admin | June 19, 2019

What is a Fixed Annuity? A fixed annuity is an insurance product designed to provide investors with principal protection, a fixed rate of interest, and...

Education

What is a 401(k)?

By Admin | June 12, 2019

A 401(k) plan is a retirement savings plan that is sponsored by an employer. It has grown quite popular in the United States, with over...

Education

What’s the Difference Between a Roth IRA and a Traditional IRA?

By Admin | June 12, 2019

An individual retirement arrangement (IRA) is a personal savings plan that offers specific tax benefits. IRAs are one of the most powerful retirement savings tools...

Education

What’s the Difference Between Term Insurance and Whole Life Insurance?

By Admin | June 11, 2019

Life insurance is an agreement between you (the policy owner) and an insurer. Under the terms of a life insurance policy, the insurer promises to...

Education

The HEART Act: Heroes Earnings Assistance and Relief Tax Act

By Admin | August 26, 2018

Following the tragedy of September 11, 2001, our U.S. military has been continuously engaged in the war on terror to defend the freedom of its...

Podcast

What is a Fixed Annuity?

By Admin | June 19, 2019

What is a Fixed Annuity? A fixed annuity is an insurance product designed to provide investors with principal protection, a fixed rate of interest, and...

Podcast

What is a 401(k)?

By Admin | June 12, 2019

A 401(k) plan is a retirement savings plan that is sponsored by an employer. It has grown quite popular in the United States, with over...

Podcast

What’s the Difference Between a Roth IRA and a Traditional IRA?

By Admin | June 12, 2019

An individual retirement arrangement (IRA) is a personal savings plan that offers specific tax benefits. IRAs are one of the most powerful retirement savings tools...

Podcast

What’s the Difference Between Term Insurance and Whole Life Insurance?

By Admin | June 11, 2019

Life insurance is an agreement between you (the policy owner) and an insurer. Under the terms of a life insurance policy, the insurer promises to...

Podcast

Market News: Trump, the Tariff Man

By Admin | June 07, 2019

Trade tensions have interrupted an unusually calm year in U.S. stocks. In May, the S&P 500 Index fell from an April 30 record high as...

Podcast

September 2018 Economic Update

By Admin | September 18, 2018

In this month’s blog, I’ll discuss some of the major headlines that influenced markets in August. I will also provide insight into what these developments...

Podcast

Martha’s Investment Income

By Admin | August 26, 2018

Today, I was referred to talk with a client’s mother. As they say in the movies, to “protect the innocent,” we will give her a...

Podcast

Are You Smarter than a 6th Grader?

By Admin | August 26, 2018

I recently had the opportunity to teach one class of my daughter’s 6th grade math class. Wesleyan School was kind enough to invite parents who...

Press Release

Bulldog 100: Calder & Colegrove Investment Group Ranked #9

By Admin | March 05, 2018

Monday, March 5, 2018 Calder & Colegrove Investment Group ranked No. 9 on 2018 University of Georgia Bulldog 100 list Athens, Ga. – Calder &...

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